Fast,

flexible

lending.

Private Lending: 3 Loan Types

EC1 Lending is a private lending firm for real estate investors, builders, and developers. We offer greater flexibility, creativity, and loan process speed than traditional hard money lenders. Our main focus is fix and flip, acquisition, and bridge, but don’t hesitate to contact us with alternate commercial investment opportunities. We are interested in building long-term relationships with clients and offer creative financing solutions that many traditional lenders are not able to provide.

Blog post

Fix & Flip

The greatest hurdle for real estate investors can often be the financing. Being able to secure capital for the purchase and renovation costs—as well as the money needed for taxes, utilities, and insurance – impacts an investor’s ability to begin a new project. And, in a competitive market, how quickly an investor is able to secure funds can mean the difference in winning a competitive bidding situation on a property.

Loan Terms and Criteria Highlights:

  • Often on-the-spot loan decisions and fast closings

  • Funding range available: $100K – $1M

  • Streamlined application process
  • 70% After Repair Value (ARV) funding

  • Simple financing for 6 month or 1 year loans
  • Loan extension options available

Blog post

Acquisition

For real estate investors who want to purchase a property for resale, fix and flip, or a for multi-unit conversion, an acquisition loan can help move quickly on a desired property. While this loan doesn’t factor in renovation costs, it can be bundled with a fix and flip loan to cover all financing needed for the real estate investment project.

Loan Terms and Criteria Highlights:

  • Often on-the-spot loan decisions and fast closings

  • Funding range available: $100K – $1M

  • Streamlined application process
  • 70% Loan to Value (LTV) funding
  • Simple financing for 6 month or 1 year loans
  • Loan extension options available

Blog post

Unoccupied Residential Rehab

Being able to secure financing is critical to keep the flow of projects and revenue for a real estate investment business. Bridge loans offer flexibility for a range of short-term real estate investment needs, including funding a second or subsequent project before the sale of a recently completed property has closed.

Loan Terms and Criteria Highlights:

  • Often on-the-spot loan decisions and fast closings

  • Funding range available: $100K – $1M

  • Streamlined application process
  • First trust only

  • 70% After Repair Value (ARV) funding
  • Simple financing for 6 month or 1 year loans
  • Loan extension options available

Take a few minutes to complete the simple application form to get the process started for a quick financing decision.

EC1 Lending